Commercial Purchase
Financing strategies for acquiring owner-occupied and investment commercial real estate.
Nationwide commercial financing
Smarter, Simpler
Commercial Financing
Turn your commercial real estate “no” into a “yes.” We help business owners and investors pursue the capital structure their opportunity deserves.
Commercial financing, made accessible
Every opportunity has its own story. Your financing should reflect it.
MT1 Business Lending helps make complex commercial financing feel more straightforward. We take time to understand the property, the business, and the goal—then help identify a practical route forward.
From acquisitions and refinances to construction and bridge needs, MT1 supports commercial borrowers nationwide with attentive guidance and a solutions-first mindset.
Discover the MT1 approachFinancing solutions
Capital for the next move.
Commercial Refinance
Explore a new structure for an existing commercial property loan and long-term business plans.
Cash-Out Refinance
Pursue available equity for renovations, expansion, consolidation, or other qualified needs.
Bridge Financing
Short-term financing designed to help connect an immediate opportunity with a longer-term plan.
Commercial Construction
Financing paths for ground-up development, redevelopment, and substantial renovation projects.
SBA Financing
Government-backed options that may support eligible owner-occupied business real estate needs.
Property experience
Commercial is a broad category.
That’s the point.
From everyday operating properties to specialized assets, MT1 is prepared to discuss a wide range of qualifying commercial real estate.
A clear process
Three steps to move forward.
Share the opportunity. Linda reviews the initial details. Then you discuss a path that makes sense for you.
Start Your Application
Provide initial information through MT1’s secure external application experience.
Lending Review
Linda reviews the opportunity and may request additional details.
Move Forward
If there is a potential fit, MT1 helps you understand the next steps—without a guarantee of approval.
Why MT1
Solutions-first thinking. Personal attention.
No two business owners are alike, and no two commercial loans are exactly the same. MT1 pairs a broad view of commercial financing with thoughtful, individual guidance.
- Nationwide service
- Options across property and financing types
- Commercial real estate focus
The person behind MT1
Meet Linda McCoy.
A seasoned mortgage professional bringing decades of lending leadership to a growing nationwide commercial practice.
MT1 is led directly by Linda. She works with Magnolia Mortgage while expanding MT1 Business Lending to help business owners and investors navigate commercial financing opportunities.
About MT1 & LindaFor referral professionals
A commercial financing resource for your clients.
Linda welcomes conversations with professionals who support commercial borrowers and property transactions. This invitation does not imply any current formal affiliation.
For professionalsCommercial Realtors
Give clients a place to explore financing aligned with a property and transaction.
Financial Professionals
Offer a potential next conversation when a commercial request falls outside conventional parameters.
Mortgage Professionals
Connect clients with Linda for commercial financing opportunities outside a residential practice.
Your next opportunity starts here
Let’s find the path forward.
Tell MT1 about your property, your goals, and the commercial financing challenge in front of you.
Get Started